Finotive Funding

What is Finotive Funding?

Finotive Funding is a Cyprus-based proprietary trading firm founded in April 2021 by CEO Oliver Newland. The firm is operated under Finotive Group Global (Omirou Street 64, Imperium Tower, Limassol, Cyprus) and is affiliated with Finotive Markets LLC, a regulated brokerage entity. This broker affiliation provides a layer of structural credibility that many standalone prop firms do not offer.

Finotive Funding has paid out more than $14 million in profit share to traders since launch and offers three distinct funding paths: the Finotive Challenge (1-step and 2-step evaluation), the Instant Funding programme, and the Finotive Pro programme — which uniquely includes a fixed monthly salary of $500 for funded traders. The firm provides leverage of up to 1:100, supports MT5, and covers forex, indices, stocks, commodities, and crypto.

Finotive Funding's scaling plan can grow account sizes to multi-million allocations, with profit splits reaching up to 100% for consistently performing traders. Weekly automated payouts via Finotive Pay, with the first payout available immediately from day one of funding, make it one of the more accessible firms in the industry for traders who prioritise cash flow.

Finotive Funding Challenge Types and Rules

2-Step Challenge (Standard)

The 2-Step Challenge is Finotive Funding's flagship evaluation. During the challenge phase, the risk limits are at their widest; once a trader becomes funded, these limits are halved — an important rule to understand before purchasing.

• Phase 1 profit target: 7.5%
• Phase 2 profit target: 5%
• Daily drawdown: 5% of initial balance during challenge; halved on funded account
• Max overall drawdown: 10% during challenge; halved on funded account
• Minimum profitable days: 2 days required in Phase 1 and Phase 2
• Profit split: 75% base, scaling to 95% through the scaling plan
• Payout frequency: Weekly (every Friday via Finotive Pay). First payout available on day one of funding.
• Challenge fee: Non-refundable. This is an important distinction from competitors like FTMO and FundedNext where the fee is refunded with the first payout.

1-Step Challenge

A single-phase evaluation for traders who want a faster path to funding. The 1-Step uses a 7.5% profit target with the same drawdown framework as the 2-Step. Profit splits start at 75% and scale upward. No time limit applies.

Instant Funding

Finotive Funding's Instant programme provides funded access immediately without an evaluation phase. The profit split on Instant accounts starts lower (approximately 55–65%) than challenge accounts, reflecting the absence of any evaluation. EAs are allowed with prior approval. This programme suits confident, experienced traders who want immediate access and are comfortable with a lower initial split.

Finotive Pro — Salary Programme

The Finotive Pro programme is the firm's most distinctive offering. In addition to standard profit splits, funded Pro traders receive a fixed monthly salary of $500. The Pro programme uses the same evaluation structure as the standard challenge but grants the salary from the moment a trader is funded. This makes Finotive Funding one of the only prop firms that pays traders a guaranteed base income alongside performance-based profit sharing — a meaningful differentiator for traders who want income stability while building a funded trading track record.

Key rules applying to all accounts

• Funded drawdown halving: Risk limits on funded accounts are half those during the challenge phase. Traders must understand this before purchasing, as it significantly changes the room available on the funded account versus the evaluation.
• Scaling plan: Every 90 days of consistent performance increases the account balance by 30% and boosts the profit split by 5% (up to a maximum of 100%). There is no penalty if targets are not met in a given cycle.
• EAs: Allowed with prior approval from Finotive Funding's compliance team. Cross-account copy trading is banned.
• Prohibited strategies: HFT, arbitrage, tick scalping, straddling, and exposure exceeding 1000% of account balance.
• Consistency rule: Applies to some programme types — check the specific terms for the account size and programme chosen before purchasing.
• News trading: Permitted with standard risk management applied. High-impact news events require appropriate position sizing.
• Platforms: MetaTrader 5 only.
• Challenge fee: Non-refundable on all programmes. Entry fees start at $35 for smaller accounts.
• Maximum account size: Scaling to multi-million allocations through the 90-day performance cycles.

Finotive Funding Payout Data

Prop Firm Stats tracks verified payout data submitted by funded traders across 50+ prop firms. The live payout tracker on this page reflects confirmed Finotive Funding withdrawals submitted through our platform.

• Finotive Funding has paid out over $14 million in profit share to traders since launch in 2021.
• Payouts are processed every Friday via Finotive Pay (automated system). In rare cases, manual review may apply.
• First payout is available from day one of the funded account — no waiting period.
• Subsequent payout requests can be made every 7 days.
• Profit split: 75–95% on challenge accounts; 55–65% on Instant accounts; scaling to 100% through the 90-day cycle plan.
• Challenge fee: Non-refundable on all programmes.

If you have received a payout from Finotive Funding, submit your payout data here.

Finotive Funding — Our Verdict

Finotive Funding carves out a clear position in the prop trading market through its broker-backed infrastructure, the unique Pro salary programme ($500/month), fast weekly payouts from day one of funding, and a scaling path to 100% profit retention. The $14M+ payout track record since 2021 is credible for a firm of its size, and the low entry fees (from $35) make it accessible.

The key point traders must understand before purchasing is the drawdown halving rule: the risk limits on funded accounts are half those during the challenge. A trader who manages within a 5% daily drawdown during evaluation will have only a 2.5% daily limit once funded. This is the single most important rule to internalise before choosing an account size. The non-refundable challenge fee is also worth noting alongside competitors who refund fees on first payout. For traders who can manage tight funded-stage risk limits, Finotive Funding's fast payouts, salary option, and scaling model make it a strong contender.

Finotive Funding — Frequently Asked Questions