FTMO vs FundingPips 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO and FundingPips are two distinct funded trading programmes targeting retail day traders. FTMO offers a Up to 90% profit split while FundingPips offers Up to 100%. Daily drawdown limits are 5% for FTMO and 5% for FundingPips. Based on the PropFirmStats composite score, FTMO ranks higher overall.
Key Difference: FundingPips has a maximum allocation of $2M, significantly surpassing FTMO's $400K.
FTMO vs FundingPips — Expert Analysis
FundingPips offers a maximum allocation of $2M compared to FTMO's $400K, creating a notable opportunity for larger fund management. Each firm's drawdown models exhibit differences, with FundingPips allowing a 4% maximum daily loss versus FTMO's tighter 5% threshold. Additionally, while both firms permit trading on popular platforms and support features such as news trading and EAs, FTMO includes hedging options, unlike FundingPips.
Choose FTMO If...
Traders who want a larger capital allocation of up to $2M and prefer a more lenient daily loss limit of 4% should consider FundingPips. This option is also beneficial for those looking for a quicker payout process with bi-weekly frequencies.
Choose FundingPips If...
FTMO is ideal for traders who appreciate a structured scaling plan that can extend up to $2M and value the flexibility of hedging positions. Its slightly stricter daily loss limit may attract more risk-averse traders who want to ensure tighter controls on their trading activities.
⚖️ PropFirmStats Verdict
Overall, FTMO excels with a higher PropFirmStats rating of 9.2/10, making it preferable for traders seeking a well-established firm. However, FundingPips holds an advantage for those aiming for larger capital through lower targets with fewer restrictions.
Frequently Asked Questions
Does FundingPips allow news trading unlike FTMO?
Both FundingPips and FTMO permit news trading, making them attractive options for traders wishing to capitalize on high-impact news events.
What is the profit split offered by FundingPips compared to FTMO?
FundingPips provides a profit split of up to 100%, whereas FTMO's maximum profit split is capped at 90%.
Which firm has stricter limits on daily losses?
FundingPips sets a maximum daily loss limit of 4%, making it more lenient compared to FTMO's stricter 5% limit.
FTMO vs FundingPips — Verdict & Summary
FTMO comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 8.8 out of 10). Both firms offer competitive profit splits — FTMO at Up to 90% and FundingPips at Up to 100%.
FTMO — The industry gold standard — 10+ years operating, $650M+ in verified payouts, and a 4.8/5 Trustpilot rating.. Maximum funded account size: $400K initial ($2M via scaling). Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
FundingPips. Maximum funded account size: $400K initial ($2M via Prime). Daily drawdown limit: 5%. Typical payout speed: 24 hours.
Related Comparisons
Explore how FTMO and FundingPips compare against other top-rated prop firms.