FTMO vs The5ers 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO and The5ers are two distinct funded trading programmes targeting retail day traders. FTMO offers a Up to 90% profit split while The5ers offers Up to 100%. Daily drawdown limits are 5% for FTMO and 5% for The5ers. Based on the PropFirmStats composite score, FTMO ranks higher overall.
Key Difference: The5ers offers a maximum allocation of $4M compared to FTMO's $2M.
FTMO vs The5ers — Expert Analysis
The most significant difference between FTMO and The5ers is the maximum allocation—FTMO offers up to $2M, while The5ers provides a substantial $4M. Both firms have a max daily loss of 5% and a max total loss of 10%, but FTMO has a more frequent payout structure with on-demand payments available after a 14-day cycle compared to The5ers' bi-weekly payouts that take 2-5 business days. FTMO supports a wider range of platforms including MT4, MT5, and cTrader, while The5ers exclusively uses MT5 for trading.
Choose FTMO If...
Traders who value a quicker payout frequency and a diverse choice of trading platforms will benefit from FTMO's structure. Additionally, those who prefer trading with a leverage of 1:100 might find FTMO's terms more suitable for their trading style.
Choose The5ers If...
The5ers is ideal for traders seeking a higher profit split of up to 100% and a larger maximum allocation of $4M. Furthermore, traders interested in copy trading will find The5ers' policies more accommodating as FTMO does not allow it.
⚖️ PropFirmStats Verdict
Overall, FTMO is more advantageous for traders prioritizing platform variety and payout speed, while The5ers excels for those focused on maximum allocation and a higher profit split. The decision ultimately hinges on a trader's specific needs regarding payout frequency and trading style.
Frequently Asked Questions
Does FTMO allow news trading unlike The5ers?
FTMO restricts news trading, which may be a disadvantage for traders who rely on this strategy. In contrast, The5ers allows news trading, offering greater flexibility for those who want to capitalize on market volatility.
What is the difference in profit split between FTMO and The5ers?
FTMO offers a profit split of up to 90%, while The5ers provides a higher potential profit split of up to 100%. This makes The5ers more appealing for traders aiming for maximum profit retention.
How do the payout processes differ between FTMO and The5ers?
FTMO offers on-demand payouts available after a 14-day cycle, with a payout speed of 24 hours, whereas The5ers has a bi-weekly payout structure that takes 2-5 business days. This difference can significantly impact a trader's cash flow management.
FTMO vs The5ers — Verdict & Summary
FTMO comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 9.1 out of 10). Both firms offer competitive profit splits — FTMO at Up to 90% and The5ers at Up to 100%.
FTMO — The industry gold standard — 10+ years operating, $650M+ in verified payouts, and a 4.8/5 Trustpilot rating.. Maximum funded account size: $400K initial ($2M via scaling). Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
The5ers — 10 years of verified operation, $95 Bootcamp entry, and live-market execution at higher tiers — scaling to $4M.. Maximum funded account size: $300K-$400K initial ($4M via scaling). Daily drawdown limit: 5%. Typical payout speed: 2-5 business days.
Related Comparisons
Explore how FTMO and The5ers compare against other top-rated prop firms.