Evercrest Funding vs FTMO 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
Evercrest Funding and FTMO are two distinct funded trading programmes targeting retail day traders. Evercrest Funding offers a Up to 90% profit split while FTMO offers Up to 90%. Daily drawdown limits are 3% (Core) / 4% (Plus) for Evercrest Funding and 5% for FTMO. Based on the PropFirmStats composite score, FTMO ranks higher overall.
Key Difference: FTMO offers a maximum allocation of $2M, significantly higher than Evercrest Funding's $300K.
Evercrest Funding vs FTMO — Expert Analysis
The most significant difference between Evercrest Funding and FTMO is their maximum allocation: Evercrest offers up to $300K, while FTMO provides up to $2M. Additionally, Evercrest features a more flexible drawdown structure with a max daily loss of 4% for their 1-Step plan, compared to FTMO's 5%. Payout frequencies also differ, as Evercrest pays bi-weekly, while FTMO allows for on-demand payouts after a 14-day cycle, both within a 24-hour payout speed.
Choose Evercrest Funding If...
Traders who prefer a lower max daily loss limit of 4% might find Evercrest Funding attractive, along with those who value bi-weekly payouts. Additionally, Evercrest's allowance for news trading and EA/bot usage appeals to active traders looking for flexibility.
Choose FTMO If...
FTMO is ideal for traders seeking a higher maximum allocation of up to $2M and who require a wider range of supported platforms, including MT4 and cTrader. The ability to hedge positions and a higher total loss limit of 10% are also advantageous for more experienced traders managing larger positions.
⚖️ PropFirmStats Verdict
Overall, FTMO is the stronger choice for traders wanting higher capital, diverse platform options, and flexible hedging strategies. In contrast, Evercrest Funding better suits traders needing lower risk parameters and frequent payouts.
Frequently Asked Questions
Does Evercrest Funding allow news trading unlike FTMO?
Yes, Evercrest Funding permits news trading, while FTMO restricts it. For traders who actively trade around news events, this makes Evercrest a more suitable option.
What is the maximum daily loss allowed by each firm?
Evercrest Funding enforces a maximum daily loss of 4% for their 1-Step plan, while FTMO has a higher maximum daily loss of 5%. Traders preferring a more conservative loss limit might favor Evercrest.
How often does each firm payout profits to traders?
Evercrest Funding has a bi-weekly payout frequency, ensuring quicker access to profits, while FTMO offers on-demand payouts after a 14-day cycle. For traders valuing immediate access to their earnings, Evercrest presents a clear advantage.
Evercrest Funding vs FTMO — Verdict & Summary
FTMO comes out ahead in this head-to-head based on the PropFirmStats composite rating (8.1 vs 9.2 out of 10). Both firms offer competitive profit splits — Evercrest Funding at Up to 90% and FTMO at Up to 90%.
Evercrest Funding — Trailing drawdown across all plans (1-Step: 6% trailing, 2-Step: 10% trailing). New Static Instant plan also available. 40% off with code STATS.. Maximum funded account size: $300K. Daily drawdown limit: 3% (Core) / 4% (Plus). Typical payout speed: 24 hours.
FTMO — The industry gold standard — 10+ years operating, $650M+ in verified payouts, and a 4.8/5 Trustpilot rating.. Maximum funded account size: $400K initial ($2M via scaling). Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
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